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Consumers Expect Inflation Rate to Fall

Posted by on Sep 14th, 2008

At the same time the Melbourne Institute released its survey of consumer inflation expectations. It shows that consumers are feeling quite positive about the direction of inflation. The survey tells us consumers believe inflation will fall in September to 4.4%. We will wait to see how accurate this survey is. In the same survey 9.8% [...]

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5 things not to do when applying for business finance

Posted by on Sep 4th, 2008

Bankers are experts at finding investments for their shareholders. If you don’t know how they think, it is easy to find your application not receiving the reasonable attention that it deserves. here are a few tips to help business owners prepare for a business finance application…

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A Vission for Success

Posted by on Sep 1st, 2008

Many small business owners go into business by accident. They saw an opportunity and grabbed it. The original excitement of the opportunity and even some early success may have sustained them for a while, but sooner or later, the need for hard slog becomes necessary. What happens next can make a huge difference to your [...]

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Buying and Selling on Price

Posted by on Aug 29th, 2008

All businesses should endeavour to create points of differences for their product or service, but what about if you are selling an undifferentiated product, something that is truly a commodity, such as petrol or even bottles of Coca Cola (which of itself is not a commodity, but you will get exactly the same product whether [...]

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A Criteria For Picking Profitable Stocks.

Posted by on Aug 7th, 2008

This week our friend at ASXNewbie.com brings you a couple of smart tips on how to pick profitable stocks. The guidelines provided are brief and suitable for beginners and would serve as a good reminder to seasoned investors. Are there any other important tips you want to offer for the young’uns ? Let us know.

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Turning Bad Publicity into Good

Posted by on Aug 7th, 2008

Imagine you have a business which is constantly criticised by the politically correct who seem to be able to get airtime effortlessly. How do you compete? You can advertise, but this is just dismissed as self promotion, and of course the largest outlet for the politically correct, the ABC doesn’t allow advertising (unless you are [...]

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Oil Companies Are Buying Back Their Shares

Posted by on Jul 29th, 2008

We received a note from a reader on Santos last week: It’s interesting to note Al wonders if it is a good time to buy on the dip in stock prices for companies like Santos since revenues are up on decreased production. Probably not. While it is nice to see increased profit margins on current [...]

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Business Success

Posted by on Jul 20th, 2008

A business owner (Alan) informed me in a recent analysis of his business that he had been in business 15 years. I asked how long it took to become profitable. His reply, ten years! ‘Surely you were making a profit long before the ten year mark Alan’ I added with interest? Oh sure he replied. [...]

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How Good Were May Retail Sales Really?

Posted by on Jul 3rd, 2008

According to a report released by the ABS today, retail sales rose a seasonally adjusted 0.7% in May. That was well above consensus estimates of a rise of 0.2% and is the strongerst month on month change since November 2007. However, digging a little deeper shows that more than half the gain came from food [...]

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RBA Balances Slowdown with Inflation Fears

Posted by on Jul 2nd, 2008

A reminder today that inflation risks remain in the Australian economy as the TD Securities – Melbourne Institute monthly inflation gauge jumped 0.5% in June from the previous month and is now showing a 4.8% increase year over year – the largest increase in its five and half year history. However recent interest rate hikes [...]

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